Tag Archives: keeping current matters

How Does Owning a Home Give You Wealth?

You have heard repeatedly that putting money down on a home will repay you with equity. But that’s hard to remember after a large down payment and closing costs! However it is an important piece of information to remember when …
Read More


Want to Buy or Sell a Home? Now is the Time!

2016 was the year of low mortgage rate and also low inventory. The average for the 30-year fixed-rate mortgage was 3.65% which is the lowest annual average ever recorded by Freddie Mac going back to 1971. Since then mortgage rates …
Read More


Serious About Buying a Home? Get Pre-Approved!

Right now we are in the midst of a serious sellers market. What this entails is that there are more buyers in the market than homes available to buy.Freddie Mac explains the advantages of pre-approval on their website, “It’s highly …
Read More


Ring in 2017 by Selling Your Home!

A New Year means a new beginning for many families such as selling their current home and moving into their dream home. The typical “spring market” is actually now a winter market which is different than previous years. It doesn’t …
Read More


Closing Costs: How Much Do They Cost?

When buying a home, costs involved include more than just the mortgage; you’ll also pay closing costs. Closing costs are also known as settlement fees and are paid when obtaining a mortgage. People representing your home-buying purchase charge you fees …
Read More


The Numbers are In! Buying is Still Cheaper than Renting!

Looking at the latest Rent vs. Buy Report from Trulia, we can see that homeownership is still cheaper than renting with a traditional 30-year fixed rate mortgage! Not only that, but it is 36% cheaper nationwide! Wisconsin is up there …
Read More


A Window of Opportunity for Luxury Home Buyers

  The real estate market has been very busy this year with prices rising as the demand far outpaces the supply in almost every region. However, it is a different story when it comes to the luxury market. Inventory levels …
Read More


Let’s Say it Again, You Don’t Need a 20% Down Payment!

We’ve been hearing throughout our lives that 20% down is the only way to buy a home. Not so fast! According to a recent survey done by Ipsos, the American public was found to still be a little confused about …
Read More


Planning on Buying or Selling a Home? Act Now!

Coming out of the 2008 slump has been a long hard climb. However we are starting to see the light at the end of the tunnel with good news! The National Association of REALTORS® (NAR) just announced that the February …
Read More


No Matter What the Groundhog Predicts, Don’t Wait To Sell Your Home!

Is spring closer than we think? It’s time to take advantage of the seller’s market and get your home listed before the busy spring season! Many sellers feel that the spring is the best time to place their home on …
Read More







Rates and fees are subject to adjustments based on your credit score and the loan-to-value ratio. Rates and fees are also subject to change without notice. Other rates and loan programs are available.
All applications are subject to current underwriting guidelines and credit approval. EHL NMLS#280412

  • Heritage Title Services, Inc.
  • The Realty Alliance
  • Wisconsin Mortgage Corporation
  • Leading Real Estate Companies of the World
  • Luxury Portfolio International
  • Shorewest Financial Associates LLC
  • HSA Home Warranty - Because Service Matters